Financial inclusion is the networking and channelling of the global economy. Without it, the "wealth" generated by global growth cannot flow to those who need it the most. Financial literacy is far more than just knowing how to count money; it is a fundamental human right ensuring survival in a commercialised world.

This book highlights how backpacker tourism can be profitably exploited using the existing infrastructure facilities or providing cheap group or individual accommodation using locally available cheap resources. In this context book explains how the hostel facilities of schools and colleges which used to be normally vacant during holidays and long vacations, can be used to provide cheap accommodation for promoting backpacker tourism

Meditation must ultimately produce bliss and eliminate the ego and purify the minds of those who practice it. If that is to be achieved, the ego and “I” factor and desires must vanish. If this is to be realized, one must follow the Buddhist or eastern way of meditation and reject the American way of meditation

Egoism operates on the hedonic principle in a desire-driven manner, resulting in negative emotions and fluctuations in happiness. This Buddhist critique of pleasure-seeking has been supported by recent research indicating that the hedonic principle does not predict lasting happiness. When a stimulus is present, associated pleasure arises, but once the stimulus disappears or is replaced, that positive feeling diminishes, leading to hedonic adaptation—where individuals qui...

The purpose of meditation, highlights the author, is to eliminate desires adhering to ethical principles and practising compassion which fosters awareness of emptiness. But Americans’ converted meditation as per their id and ego with the tremendous power of media and advertisements. They overtook the eastern meditation and made it western and projected the ego method of meditation. This killed Buddha’s way of meditation

The Asian paroverbs” The nail that stands out gets pounded down” and pointed stone meets chisel”